Fatal Accident Claims 

Call Karell Law for Experienced Representation

If you lost a loved one in a devastating accident, you don’t have to face this battle alone. Karell Law fights for families in Atlanta and throughout Georgia, ensuring that wrongful death claims are handled with care, urgency, and the dedication they deserve.

Don’t wait, Georgia law limits the time to file a wrongful death claim. Call us today for a free consultation and let us fight for the justice your family deserves.

Insurance Companies Weigh Opportunity Costs

Insurance companies don’t evaluate claims based on fairness. Their decisions are financial calculations designed to minimize payouts. In car crashes, where multiple drivers and insurance policies are involved, insurers analyze every claim through the lens of opportunity cost. If settling quickly saves them more money than fighting a case, they may offer a low settlement early. But if they believe a claimant lacks legal representation or the resources to push back, they may delay or deny payment, betting that the victim will eventually give up.

Lowball Settlements

After a fatal accident, insurers move fast to control their financial exposure. Adjusters may contact victims within days, offering a settlement that only covers immediate medical bills and property damage. These early offers rarely account for long-term medical treatment, lost wages, pain and suffering, or future complications. Insurance companies bank on victims being too overwhelmed to recognize the true value of their claim.

Victims who accept these offers often waive their right to seek additional compensation later. If injuries worsen or new expenses arise, they have no legal recourse. That’s why it’s critical to have a lawyer evaluate any settlement offer before accepting it.

Shifting Blame to Avoid Paying Claims

In fatal crashes, insurers often dispute liability to reduce their payout obligations. They may claim the crash was unavoidable due to road conditions or weather. Additionally, they could argue that the victim contributed to the accident by speeding or following too closely. Alternatively, they may blame a third party, such as another driver or a vehicle manufacturer, for being responsible for the incident.

By shifting blame, insurers hope to minimize or eliminate their policyholder’s share of responsibility. This can lead to months of back-and-forth between insurance companies, leaving victims stuck in the middle. An attorney can cut through these tactics, gathering evidence like traffic camera footage, accident reconstructions, and witness statements to prove who is truly responsible.

Focus On Grieving and Recovering While a Skilled Atlanta Accident Lawyer Fights For Your Rights

Losing a loved one in a sudden crash is devastating. Families are left not only with emotional pain but also with financial burdens that can feel overwhelming. Medical expenses, funeral costs, lost income, and other unexpected bills can add stress during an already unbearable time. Meanwhile, insurance companies focus on minimizing payouts rather than providing the support families need.

A wrongful death claim is more than just a legal process—it’s a way to ensure financial security for those left behind. A lawyer steps in to handle every legal detail, allowing families to focus on what truly matters: grieving, healing, and finding a path forward.

The Emotional Toll of a Fatal Car Accident

The sudden loss of a loved one affects every aspect of life. Families must cope with:

• The emotional trauma of an unexpected death.
• The stress of planning a funeral and covering burial costs.
• The loss of financial support, especially if the deceased was a primary earner.
• The challenge of explaining the tragedy to children or other dependents.

Grief alone is overwhelming, and legal battles only add to the burden. When insurers deny claims or offer low settlements, it forces families to fight for compensation while still processing their loss. A lawyer shields families from these battles, ensuring they don’t have to take on insurance companies alone.

Insurance Companies Prioritize Profits, Not Families

After a fatal accident, insurance companies work quickly to limit their financial responsibility. Insurers know that grieving families are vulnerable. Many accept low settlements just to move forward, unaware that they may be entitled to far more. A lawyer pushes back against these tactics, making sure insurance companies pay what they owe.

What Compensation Can a Wrongful Death Claim Cover?

A wrongful death claim seeks to recover both financial and emotional losses. Every case is different, and the value of a claim depends on factors like the deceased’s income, the circumstances of the accident, and the emotional impact on surviving family members. A lawyer ensures that all potential damages are considered and that families receive the full compensation they deserve.

Legal Deadlines Can Affect Your Right to Compensation

Texas law limits the amount of time families have to file a wrongful death lawsuit. Generally, claims must be filed within two years of the accident. Missing this deadline can mean losing the right to seek compensation altogether. An attorney ensures all legal deadlines are met, preventing insurers from using time limits as an excuse to deny a valid claim.

Insurance Companies Too Often Don’t Pay a Victim or a Family What They’re Owed

Insurance companies handle thousands of claims yearly, and their priority is always to protect their profits—not to do what’s right for victims. Most people don’t have experience dealing with complex insurance claims, and adjusters take full advantage of that. They offer quick, low settlements, knowing that many victims will accept them just to move forward. These payouts often cover only a fraction of what victims and their families truly need.

In Car Accidents

Insurers often have even more opportunities to delay and deny payments. They dispute liability, shift blame between multiple parties and create unnecessary obstacles that can drag a claim out for months or even years. Without aggressive legal action, many families never receive the compensation they deserve. A lawyer fights back by thoroughly investigating the crash, identifying all responsible parties, and ensuring that insurers are held accountable for paying a full and fair settlement.

Lowball Settlements: Why Insurance Companies Offer Less Than What You’re Owed

Insurance companies use several strategies to limit their payouts. Accepting an early settlement prevents victims from seeking further compensation later. If medical conditions worsen or unexpected expenses arise, they’ll have no legal recourse to recover additional funds. A lawyer reviews all settlement offers to ensure that they fully account for both present and future financial needs.

Bad-Faith Insurance Practices: When Insurers Refuse to Pay

Some insurance companies take denial even further. They engage in bad-faith practices, which are illegal but still common. Victims often don’t realize they have legal options when faced with bad-faith tactics. A lawyer holds insurers accountable, filing lawsuits if necessary to force them to pay what they owe.

How a Lawyer Ensures You Receive Full Compensation

Insurance companies have teams of adjusters, lawyers, and investigators working to minimize payouts. Victims and grieving families deserve a strong advocate on their side. Victims of car accidents and their families deserve more than what insurance companies are willing to offer. Without legal representation, they may never realize the full value of their claim—or even that they’re being underpaid. A lawyer fights to ensure insurance companies fulfill their obligations and provide fair compensation for medical bills, lost income, pain and suffering, and wrongful death damages.

If an insurance company is delaying or denying your claim, don’t wait. Speak with a lawyer today to protect your rights and secure the financial support you need.

Schedule a Free Consultation with an Atlanta Fatal Auto Accident Lawyer Today

Losing a loved one in a car accident is a devastating experience. The grief, financial strain, and legal complexities that follow can feel overwhelming. No family should have to fight alone, especially when insurance companies are working against them. If your loved one was killed in a car crash, legal help is available to ensure you receive the compensation you’re owed

Why Acting Quickly Matters in a Wrongful Death Claim

Georgia law limits the time families have to file a wrongful death lawsuit. In most cases, you have two years from the date of the accident to take legal action. Waiting too long can mean losing the right to seek compensation altogether.

However, some factors can shorten or extend this deadline, including:

• If a government vehicle was involved, you may have as little as six months to file a claim.
• If the deceased’s estate is not immediately settled, the clock may pause temporarily.
• If an insurance company is delaying or disputing liability, time can run out before families even realize it.

Speaking with a lawyer as soon as possible ensures that your case is handled before critical deadlines pass. It also prevents insurers from using delay tactics to reduce or deny your claim.

What a Wrongful Death Claim Can Cover

A wrongful death lawsuit seeks to provide financial relief for families struggling with the loss of a loved one. Insurance companies often try to limit payouts, offering settlements that barely cover immediate expenses. A lawyer ensures that all present and future financial losses are accounted for, maximizing the compensation available to your family.